Terms of Use

1. Terms

By accessing this website, you are agreeing to be bound by these website Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

2. Use License

  1. Permission is granted to temporarily download one copy of the materials (information or software) on HCI Compare LLC's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
    1. modify or copy the materials;
    2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
    3. attempt to decompile or reverse engineer any software contained on HCI Compare LLC's website;
    4. remove any copyright or other proprietary notations from the materials; or
    5. transfer the materials to another person or "mirror" the materials on any other server.
  2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by HCI Compare LLC at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

  1. The materials on HCI Compare LLC's website are provided "as is". HCI Compare LLC makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, HCI Compare LLC does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its internet website or otherwise relating to such materials or on any sites linked to this site.
  2. HCI Compare LLC DOES NOT PROVIDE MEDICAL ADVICE; ALL CONTENT INCLUDING TEXT AND IMAGES IS FOR INFORMATIONAL PURPOSES ONLY. CONTENT ON HCI Compare LLC IS NOT INTENDED AS A SUBSTITUTE FOR PROFESSIONAL MEDICAL ADVICE.
  3. HCI Compare LLC strives to bring you the information you need to make an informed decision about insurance. We may provide you with information about different insurance coverage plans available and state regulations so that you are able to find the plan that is best for you.
  4. All quotes are provided through licensed brokers, agents, or discount plan representatives who may or may not be able to obtain quotes for any individual dependent on market availability.
  5. HCI Compare LLC is committed to providing you with the necessary information you need to decide on a insurance plan. Ultimately, you are responsible for finding the insurance policy that best suits your needs. Similarly, if you already have insurance or related coverage, the information provided on our site may not be up-to-date or match information from your provider.
  6. HCI Compare LLC makes no representation, express or implied, that a user will be able to obtain an insurance quote or guarantee any user insurance coverage. Never cancel existing insurance policies until written confirmation is received from your new provider that your new policy is in effect.

4. Limitations

The use of this website and its contents are at your own risk. In no event shall HCI Compare LLC or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on HCI Compare LLC's Internet site, even if HCI Compare LLC or a HCI Compare LLC authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

T-Mobile is not liable for delayed or undelivered messages.

5. Revisions and Errata

The materials appearing on HCI Compare LLC's website could include technical, typographical, or photographic errors. HCI Compare LLC does not warrant that any of the materials on its website are accurate, complete, or current. HCI Compare LLC may make changes to the materials contained on its website at any time without notice. HCI Compare LLC does not, however, make any commitment to update the materials.

6. Links

HCI Compare LLC has not reviewed all of the sites linked to its Internet website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by HCI Compare LLC of the site. Use of any such linked website is at the user's own risk.

7. Site Terms of Use Modifications

HCI Compare LLC may revise these terms of use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to HCI Compare LLC's website shall be governed by the laws of the State of Florida without regard to its conflict of law provisions.

General Terms and Conditions applicable to Use of a Website.

We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.

9. Copyright Infringement

If you believe any materials on HCI Compare LLC infringe your copyright you may submit a takedown request by contacting HCI Compare LLC at info@hcihealthcompare.com.

Please include:

  1. A description of the work, the URL on hcihealthcompare.com where the material is located and the URL where the original work can be found.
  2. Your contact details including name, address, phone number and if possible email address.
  3. A statement in good faith that you believe the work to have been used without permission of the copyright owner.
  4. A statement that the information provided is correct, and under penalty of perjury, that they are authorized to act on behalf of the copyright owner.
  5. An electronic or physical signature of the person authorized to act on behalf of the copyright owner.

You can contact us at info@hcihealthcompare.com with any questions regarding out Terms of Use or Privacy Policy.

10. To Obtain Help You May

Text HELP to XXXXXX to obtain help on your mobile phone.

Email us at: info@hcihealthcompare.com.

Call us at: (888) 853-6773 M-F 9am-5pm Eastern Standard Time.

11. Terminating the Service

You may terminate any of the Services or subscriptions at any time by texting STOP to XXXXXX

Messaging Policy: HCI Compare LLC offers an SMS messaging service.

To opt-in to the HCI Compare LLC's SMS messaging service, visit the contact page of our website and enter your primary information. You will then be prompted to enter your phone number, should you choose to provide it and agree to our Terms and Conditions. If so, you will then start receiving SMS messages and updates.

You may choose to start our SMS messaging service at your own discretion, and you may opt-out at any time. We will communicate with you via SMS for the purposes of informational and promotional messages. Carriers are not liable for delayed or undelivered messages. Please note: Message & Data Rates May Apply. Message frequency is up to 5 messages per month. If you have any questions about your text plan or data plan, please contact your wireless provider. You can cancel the SMS service at any time. Just reply with “STOP” from the message you received to stop receiving messages / cancel. When we receive a “HELP” message, we will provide instructions on how to use this service and how to unsubscribe. You may also contact HCI Compare LLC's support at: (888) 853-6773 or email us at info@hcihealthcompare.com.